A payday loan is a tool that has been developed by the financial community to afford consumers a way of getting emergency cash in hand - when unexpected costs come up between paydays. Payday loans serve to fill in gaps in finances for a short period of time, until a person can collect their next pay from their job or other form of regular income. Get the same day, no faxing, no credit check payday loan. We work with hundreds of lenders and can provide the best cash advance online.